Any optionsother than refinance if there is no equity on your home ...

My home loan is ARM and due to go up in November. The equity on this home is zero so I cant refinance. I already spoke with my lender. Are there any other options before it goes to foreclosure I already know we cant afford the increase in pmts.

Basic things about Any optionsother than refinance if there is no equity on your home

Refinancing
There will also be transaction fees on the refinancing. These fees must be calculated before embarking on a loan refinancing, as they can wipe out any savings generated.

Reverse mortgage
There are no minimum income or credit requirements because no payments are required on. comes due the borrower or heirs of the estate will have an option to refinance the.

Second mortgage
? homeowner stops making payments to the second mortgage holder, even if there is no. Mortgage Investment Corporation; Mortgage loan; Mortgage law; Refinancing; References

Lenders mortgage insurance
Borrowers typically have no knowledge of any lender-paid MI, in fact most. or 3 years), even if the principal reaches 80% sooner than that. Legally, there is no.

Title insurance
? if the title is unmarketable The policy also provides coverage for loss if there is no. document that lists every expense involved in a real estate or refinance transaction.

Shop around for other lenders. You might want to try Lenox Financial Avoid foreclosure at all costs. The ramifications to your credit are significant. Another option is to contact the people at to see if they have a quick sale agent in your area or an investor skilled in short sales. Their service is free to you. Contact a tax professional prior to making any final decisions. Good Luck.

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Source: http://www.lintasbusiness.com/any-optionsother-than-refinance-if-there-is-no-equity-on-your-home/

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